Use Cases

What institutions build on BitBank

The same infrastructure powers cross-border payments, payroll, government disbursements, remittance products, merchant settlement, and treasury flows. One platform, many patterns.

Cross-Border Payments

Settle B2B and institutional payments across Central and West African corridors in seconds, not days.

Remittances

Power licensed remittance providers with low-cost, real-time, regulator-aligned settlement rails. End the 8–15% fee tax.

Payroll & Disbursements

Pay employees, contractors, and beneficiaries across multiple countries from a single, compliant settlement flow.

Government Disbursements

Distribute social payments, subsidies, salaries, and emergency relief with full traceability and recipient verification.

Trade Payments

Same-day settlement of import and export payments. Stable-value rail protects margin while funds are in flight.

FX Settlement

Atomic, same-second settlement on cross-currency trades. Eliminate Herstatt risk on African currency pairs.

Merchant Settlement

Settle merchant collections in real time across multi-currency corridors with built-in reconciliation.

Institutional Treasury

Move liquidity between subsidiaries, partners, and corridors instantly with full audit trails.

Microfinance Flows

Disburse loans to wallets the moment they’re approved. Collect repayments programmatically. Reach members anywhere.

Build on Africa’s Settlement Layer

Talk to our team about integrating BitBank. Sandbox access, integration support, and partnership conversations for banks, MFIs, money transfer companies, governments, and regulated businesses.